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    How do you pay for your meals at a fast food restaurant? With change(零钱)? Nowadays we have We Chat wallet and Alipay.

    I use my tap-and-go card(感应式信用卡). I don't even need to enter my PIN number(SIM卡密码)or a signature(签名)to pay money. It's quicker and everybody in the queue(队)is happy.

    Contactless payments(非接触式支付)are more and more popular, but the safety (安全性)still needs improving(改善). And people shouldn't pay too much at a time-in the UK it's £30. If you use the card a few times, you will need your PIN number.

    Some things, such as your clothes, have been combined with electric technology(与电子技术联系起来). Kenneth Cukier, the writer of the book Big Data, says, "You can take any card and put it in a coat. When you make a payment, just wave your arm in front of the terminal(终端)." This is for people who don't want to take their card out of their pocket, or use their phone or watch.

    Good, isn't it?

    So spending money is becoming easier at the time. And people are buying more and more things. But making money still needs the hard work.

    Back to work then!

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