Though you are a teenager now，there will finally come a time when you start to earn（赚） money．While it may be fun to have your own money to spend，it can also be difficult trying to manage it properly．Here are some tips on how to manage your money．

Use your money wisely

    Most teenagers earn money for everyday use，or because they are saving up for something．So when they receive their money，they must first decide what they want to do with it．However，try to avoid the temptation （诱惑） to spend it all in one go （一口气）!Remember：Money takes a long time to earn，but it goes very quickly．

Bank your savings

    The money you don't need can be saved at home or in a bank．If you want to save your money at home，get yourself a piggy bank or something else to keep your money in．The other choice is to save your money in a bank．One of the advantages is that you can earn interest （利息） on it．

Use the money to make money

    Rather than saving your money at home or in a bank，you can use the money you earn to invest （投资） in things to make more money．For example，if you are selling something around your neighborhood，you could pay someone else to sell your things in their neighborhood．This way，by spending a little，you can make a lot．