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Few places are developing towards a cashless future as quickly as Sweden, which is now enjoying the  (convenient) of electronic payment. This year, only about 20% of all consumer payment in Sweden is made in cash,  (compare) with an average of 75% in  rest of the world. And many of the country's banks no longer accept or offer cash.

Not everyone is joyful. Some people say Sweden's electronic payment might result  more Internet crimes. Also, elderly people in Sweden who use cash may be  (easy) ignored. And young people using apps to pay for everything or taking out loans via mobile phones risk  (fall) into debt.

However, advocates like Mr. Tim refer to personal safety as a reason that countries should go cash-free. His son's apartment was broken into twice several years ago. " If this  (be) a cashless society, the robbers couldn't sell  they steal," said Mr. Tim.

Certainly,cash isn't dead. The Swedish central bank predicts it'll decline fast  still be working in 20 years. Anyway, for more and more consumers, cash is no longer  (they) habit.

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