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Everyone knows they need to save money. . If you' re often falling short with little money to save and want to turn that situation around,here are ways to get serious about saving.

Pick one or more and watch your savings account balance grow.

Set up auto-draft

Keep saving simple by using your bank's auto­draft(自动提款) feature to schedule regular transfers from your checking account to your savings account. . Before long you'll notice growing numbers in your savings account.

Saving change is far from a new idea,but it works. Make a habit of emptying all of your change into a jar each night. When the jar is full,put the money into your savings account.

Bank your raise

If you are at a much­deserved raise from your boss at work,try your best not to think of it as an opportunity to improve your lifestyle. Instead,think of it as an opportunity to increase your savings. Send that extra amount to your savings account. .

Hide your money

. Keep your savings out of reach by keeping it at a different bank than your checking account. The extra trouble will make you think twice about spending it.

A. Hold onto your change

B. Save your extra checks

C. Then go on with your present lifestyle

D. Saving money is easy to most people

E. Accessible money is what' s likely to get spent

F. Then let the bank handle all of the details for you

G. But saving money can be a real challenge when your budget is tight

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