Money may not buy happiness, but it helps. Many teenagers want to learn how to manage money before going out into the world. This idea is raised by Dr. Mara Harvey, a money expert. The following are some of her tips.
Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could include washing a car or taking the dog for a walk. In this way, you can also improve your communication skills, which will help when you have a grown-up job, too.
Help your money grow. Money can't grow if it's sitting inside a piggy bank. Put your money in the bank and you can get interest (利息) . One day you may feel surprised at how much money you have.
Make a plan. If you have a big event, such as a holiday coming up, it might mean you will need to spend more of your pocket money. Try making a plan for spending and saving. Then it will help you take control of your money.
Figure out how much you can reasonably spend each month. Spend your money on what you truly need. Then try to cut down on spending. For example, rather than eating out, you can choose to cook at home.
| A. Spend your money wisely. B. Be smart with your money. C. Set a goal of saving money. D. Save your money in the long run. E. Agree on the value of different jobs before you start. F. Write down how much money you have and what you are spending. |
